Have you seen the new Paper Crafts Sept/Oct issue? It's loaded with project ideas. I have 4 cards in this issue, two of which are in the Online Bonus Projects section that you can see HERE. Here is one of them:
I used my Nana's Needlework Sentiments stamp set for this. To find more detailed info, including instructions, go to this PC Mag site. The teddy bear card is mine, too.